Accountants with heart.
Specialists to the non-profit sector.

Ziyo values and ethical culture

Our vision: Active, healthy and effective civil society structures that are well-resourced, efficient, ethical and sustainable.

Our mission: The mission of Ziyo is to capacitate and support civil society structures in the development of financial and other management systems and controls that provide greater transparency and accountability. In this way we seek to assist organisations in the non-profit sector to improve their financial health and sustainability as we believe that such systems and controls lead to the generation of additional resources and to the improved management of resources.

Our value base: From a basis of faith, we believe that all people are created to love and work together for the common good; protecting and nurturing the earth, its resources and all its inhabitants.  We have a strong commitment to integrity and service.  We have a passion for people, development and making a real difference.

Who are we

The Ziyo team is led by Chartered Accountants and includes accountants, bookkeepers and support staff.  We are also linked with a network of professionals in other disciplines who work in the non-profit sector.

We have served the non profit sector for over 20 years, helping organisations to build financial health and sustainability so that their resources can be used more effectively in making a real difference.

We have extensive experience in facilitating training specifically tailored to the needs of non profits and we have collective skills in reporting to management, funders and other stakeholders.

Our values are faith-based with a strong commitment to integrity and service.

Ziyo is a registered practice with SAICA and, as such, acts as accounting officer for organisations that choose not to have an independent audit.


Brenda Coetzee

CEO & Senior Consultant

BComm (PG Dip Acc) CA(SA)

After qualifying as a CA in 1998 at Deloitte Durban, Brenda worked in London as an internal auditor for the Peabody Trust, a social housing organisation, igniting her passion for developing financial management skills in the non-profit sector. After gaining experience as a consultant on organisational risk management processes and managing internal audit teams at Deloitte Cape Town, Brenda joined Habitat for Humanity SA as national finance manager. In 2010, Brenda joined CMDS. now known as Ziyo as a consultant and has since served a variety of small to large non-profit organisations and funding agencies. She has also contributed to several organisations as a volunteer board member over the last sixteen years. Brenda joined Cathy Masters and Paul Tyler as equal partners in the business on 1 September 2017, and subsequently became the CEO and sole owner.

Cathy Masters

Founder & Senior Consultant

B Comm (Hons) CA(SA)

Cathy is a qualified CA and the founder of CMDS – a specialised financial management consultancy for non-profit organisations, now known as Ziyo. Cathy has worked exclusively with nonprofit organisations since 1987. Cathy has worked with a diverse range of organisations ranging from small CBOs to international funding agencies. She understands all the financial, tax and legal issues facing the sector.  She is also passionate about sharing the knowledge that comes from this long experience, and is an experienced trainer.

Paul Tyler

Senior Consultant

B Sc (Hons) FCA (Fellow of the Institute of Chartered Accountants in England and Wales)

Paul joined CMDS, now known as Ziyo, in 1997 after working for Christian Aid, a major relief and development agency in the UK. As Finance and Human Resources Director, Paul had overall responsibility for reporting on, and accounting for, an annual income of some R400 million. During his years at Ziyo, Paul has enjoyed getting to grips with South African legislation and practice and has worked with a range of non profits (including funders) to help build their financial and organisational sustainability. Paul enjoys opportunities to train and has lectured for Gordon Institute of Business Science on the Social Entrepreneurship Certificate Programme and University of Stellenbosch Business School’s NPO Management Programme.

Lou-May Immelman

BComm (Management Accounting)

Kristin Bailey


Evania Chiza

Client Service Bookkeeper
BAcc Honours

Sabrina Collins

Client Service Bookkeeper
BComm Accounting (in progress)

Uviwe Faku

Client Services Bookkeeper
BComm Acc (in progress)

Megan Bowes

Payroll Manager
Diploma in Human Resource Management

Zoe Bailey

Operations Manager
Bachelors in Human Resources

Our Clients

You will find our clients working in deep rural areas, in boisterous townships, across our continent and in centres of power all over the world. They are challenging injustice, inequality and unfairness; they are bringing peace, hope and reconciliation; they are walking alongside agents of change, people of vision, broken spirits with great potential.

Some of the organisations we work with

Our Network

Over many years, we have also built up a network of other professionals working in the non-profit sector who bring complementary skills in other disciplines (law, marketing, monitoring and evaluation, organisational development, auditing, fundraising, IT, human resources, copywriting and editing etc.). Where necessary, we can partner with one or more of these professionals to enhance the scope of our work or we can refer you on, if this would be helpful.

  •  Rapporteur  – L B Associates – Laureen Bertin –
Creative Services
  • Writing, Layout & Design – Jennifer Geib –
  • The Change Room – Gaby Ritchie – 082 453 9827
  • Story Telling – Pam Sykes – 083 324 2468

Catarina Andrade Coaching & Consulting – Catarina


Catarina Andrade Coaching & Consulting – Catarina

  • Papillon Press – Jill Ritchie 021 794 4616
  • The Resource Alliance – Sarah Scarth – 021 761 4022
  • Words That Count – Melanie Jackson 021 557 8396
  • HGG Sustainability Solutions – Tina Thiart – 021 782 8816
  • Third Sector Insights – Malcolm Boyd – 021 913 0794

HR & Recruitment
  • HR Overload – Debbie Lewis – 021 705 9151
  • Recruitment Solutions –  Alrica Edwards 021 422 3570
IT Specialists
  • Mindspring Computing – Michyle deCerff – 021 657 1780

NGOLAW – Nicole Copley –



Nonprofit Networking
Organisational Development/PME
  • Nedbank Private Wealth – Noxolo Hlongwane – 021 416 7153
PR/ Brand Management
  • Life Brand – Warren
  • JHP – Jenny Handley – 021 686 0287
  • On Course Communications – Cathy Williams – 021 782 0877

Our Network